Last updated: August 2024
The Company strives to ensure that the information that You provide to Us is safe and cannot be used by irresponsible parties. For the security of Your data, We strongly recommend to always update applications and software and does not disclose passwords to any party.
You hereby agree that We may store the Personal Data/Company Information on a server located in a data centre directly managed by Us. The use of Personal Data/Company Information in connection with the use of the Platform will continue to be governed by this Privacy Policy in accordance with the Applicable Laws.
This Privacy Policy is governed by the laws of the Republic of Indonesia, and You are required to comply with all Applicable Laws.
If You are below 18 years old, has not married, or is under guardianship, then You require the consent of Your parents, guardians, or legal guardians to provide Personal Data to Us. By providing Your Personal Data to Us, You hereby represent and warrants that Your parent, legal guardian, or guardian has consented to the processing of Your Personal Data and personally acknowledges and agrees to adhere to this Privacy Policy. Additionally, they assume responsibility for Your actions.
When You provide Personal Data relating to other people, such as Your spouse, family members, and/or friends, it also means that You represent and guarantee that You have the authority and consent of the owner of the Personal Data to provide their Personal Data to Us for use following the purposes described in this Privacy Policy.
During a company’s use of the Platform, You representing the company warrants that it has obtained all of the company approvals (both internal and external) to provide Us with Company Information for processing in accordance with the provisions set out in this Privacy Policy.
We reserve the right from time to time to request authentication, verification, and/or updating of Your Personal Data/Company Information, ensuring that Your data and information are accurate, complete, and up-to-date, including temporarily or permanently suspending or not allowing You to access certain Features optimally if You have not authenticated and updated Your Personal Data/Company Information.
Collection of Your Personal Data/Company Information occurs when You create or update an Account or any other time, if necessary, from time to time. We will collect Your Personal Data/Company Information every time You access or use the Platform. Other than that, We collect Personal Data/Company Information among other instances, when You:
We may also collect Your Personal Data/Company Information from third parties, such as advertisers, advertising networks, analytics providers, or other business partners from time to time, who operate their own services or operate services linked to Our services, subject to the terms and conditions and privacy policies applicable to each party. When We collect Personal Data/Company Information directly from services operated by third parties, We request Our business partners to take lawful and appropriate actions and have ensured that Personal Data/Company Information has been obtained on a lawful basis.
When You initiate, access, or visit and navigate through the Platform, We gather data for statistical analysis, data processing, and maintenance purposes. This enables Us to assess the performance of the Platform effectively. This data collection process serves various functions, including but not limited to:
Overall, the data collected during Your interaction with the Platform serves to enhance its performance, usability, and reliability, ultimately improving Your overall experience as a user.
If You utilize a virtual Account provided by Us to receive electronic money and/or electronic wallet payment from a payer, whether You are a service provider or merchant, We may collect certain information related to Your utilization including but not limited to service transacted, amount You collect from every transaction, withdrawal or settlement Account details and withdrawal or settlement history.
If You utilize and/or when a payment is made through the payment card or Account that You add in the Platform, We may collect certain information related to the transaction history (including receiver details), bill details, invoice details, and phone number details.
By continuing to access the Platform, use Features, and/or Our other services, You hereby provide clear and explicit consent to Us to obtain and collect Your Personal Data/Company Information as outlined in this Privacy Policy, and this consent is given without coercion, when You are in a competent condition, and in a conscious state.
In maintaining the Platform, the Company cooperates/uses the services of third-party companies which assist in the processing of the users Personal Data/Company Information, including the following:
By continuing to access the Platform and using Our Features and other services, You hereby give express consent in any form to disclose Your Personal Data/Company Information to third parties as disclosed in this Privacy Policy that assist Us in providing services to You, and release Us from any claims and/or losses arising from the failure of such third parties to secure Your Personal Data/Company Information. You fully acknowledge that this consent is given without coercion, in a competent condition, and with full awareness.
If Your Personal Data/Company Information will be transferred outside of Indonesia, We will comply with the Applicable Law requirements regarding the protection of Personal Data/Company Information in Indonesia in doing so. In the event of transferring Personal Data/Company Information outside of Indonesia, We will take appropriate steps to ensure that the foreign receiving organization receiving the Personal Data/Company Information is bound by legally enforceable obligations to provide for the transferred Personal Data/Company Information a standard of protection at least equivalent to the protection under the Applicable Laws related to data protection.
We are authorized to disclose Your Personal Data/Company Information to comply with court orders or lawful government agency decisions or provisions of the Applicable Laws. Furthermore, if possible and permitted, We will provide written notice to You in the event We disclose Your Personal Data/Company Information.
We are authorized to disclose Your Personal Data/Company Information to third parties as disclosed in this Privacy Policy, relevant authorities, police, banks, authorized agencies, and/or other law enforcement agencies to monitor or investigate suspicious transactions or transactions suspected of containing elements of fraud, criminal acts, or violations of the Terms and Conditions, or provisions of the Applicable Laws, and take necessary actions as a follow-up to the results of such monitoring or investigation.
You understand and agree that in order to develop the Platform, We may use and share Your data and information that does not identify You individually, including for processing, development, and cooperation with third parties as disclosed in this Privacy Policy. We respect Your privacy, so the data and information that We may use and share are aggregate data without identifying You individually.
You can request the deletion of Your Account from Us by providing reasons for deletion through the communication channels specified in this Policy. In the event of deleting Your Account, You consciously understand the consequences that You will not be able to use Our Features, Platform, or other services optimally because You are no longer registered as an active user. Please note that even if You are no longer a registered active user on the Platform, Your Personal Data/Company Information may still be retained for the period required by the Applicable Laws (retention period).
We have the authority to delete Your Personal Data/Company Information based on a written request from You or based on Our policy, in the manner We determine but subject to the Applicable Laws.
Whenever You use or visit the Platform, certain information may also be collected on an automated basis using cookies. Cookies are small application files stored on Your computer or mobile device. We use cookies to track user activity to enhance user interface and experience. Most mobile devices and internet browsers support the use of cookies; but You may adjust the settings on their mobile device or internet browser to reject several types of certain cookies or certain specific cookies. The mobile device and/or browser would also enable You to delete at any time whatever cookies have previously been stored. However, doing so may affect the functionalities available on the Platform. In general, browsers have features to control most cookies. To learn more about cookies, including but not limited to managing, deleting, and viewing which cookies are active, You are advised to visit www.aboutcookies.org or www.allaboutcookies.org.
The Company will delete or anonymize the Personal Data/Company Information that is under Our control if the Personal Data/Company Information is no longer needed to fulfil the purpose for which it was collected.
We will investigate Your complaints and respond to such complaints within a reasonable time after receiving complaints submitted by You.